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When receiptable: true on a transaction, OpenCard tries to match it against merchant digital receipt networks.

What you receive

Three separate webhooks, in any order: Subscribe to all three in your webhook config for the full picture.

Receipt URL handling

Sample file: Coop receipt (109.38 SEK) — same purchase as in Webhook events.
  1. Download immediately when webhook arrives
  2. Store in your system
  3. Don’t hotlink — URLs expire

When no receipt comes

Not all merchants are in the receipt network. If receiptable: true but no receipt.fetched within reasonable time → no match found. Your users can still upload photo receipts via your UI or use Receipt Scanner.