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This section is for card issuers — banks and card programs integrating with OpenCard.

Two integrations — pick what you need

OpenCard offers two separate APIs. Most issuers start with transaction delivery; digital receipts is optional and runs on a different host.

Issuer Integration

Receive signed TPAs, register cards, and push transaction states (authorized, cleared, invoiced, deleted) to OpenCard for connected Expense Management Systems.

Digital receipts

Submit transactions to receipts.opencard.io for merchant receipt matching — independent from transaction delivery.

Issuer Integration at a glance

How it works